Make sure your money is working hard. Whether that is for buying your first home or retirement
KiwiSaver is a voluntary savings scheme that can help create a more comfortable future, however many New Zealanders are not making the most out of their investment by staying in the wrong fund for their life stage (or not knowing what fund they are in at all!).
Choosing the right KiwiSaver fund, with the help of one of our specialist advisers can make a huge difference to your long term investment.
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If you are unsure which fund you are in or how to make the most of your KiwiSaver investment, get in touch and we can help you get on the right track. There are no fees or obligations for this consultation.
Benefits of KiwiSaver
In a nut shell
01
Government Contributions
The Government will contribute 50c for every dollar you contribute, up to $521.43 per year to eligible contributors.
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Many people miss out of this benefit by opting out of the fund or not contributing enough throughout the year. We can help you ensure you are maximising both your investment return and Government Contributions.
02
Employer Benefits
Your Employer must contribute a minimum of 3% of your gross wage on top of your contribution. Think of it as a 3% pay rise, going directly towards savings for a first home or your retirement!
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KiwiSaver is voluntary, but if you opt in, your employer must also contribute. Some Employers even offer to match your contribution rate.
03
First Home Buyers
KiwiSaver is not just a retirement scheme. You can use your KiwiSaver towards your first home as well as government grants of up to $10,000 with your withdrawal.
There are some rules around withdrawing for first home, so if you are considering using your KiwiSaver investment, we can help make sure you are getting the most of what is available.
Take The KiwiSaver Quiz
Take our KiwiSaver Quiz here to see if your investment is in need of a review.