Personal Insurance

Protecting your most valuable asset, you!

Personal insurance is an important back stop in protecting your lifestyle when your health or financial circumstance change. Your ability to earn an income is one of your greatest assets, we provide great advice and great solutions to protect yourself, your family and your business.  To start your insurance journey, get in touch with one of our experienced insurance advisors Paul or Josh.

Whether you already have insurance or are unsure where to start, we are here to help. We take pride in getting to know our clients and carrying out a full needs analysis to ensure your cover is right for your lifestyle.

The world of insurance changes fast, and policies can be confusing and complicated, but it doesn’t need to be. Our experienced, qualified advisors are able to explain your policy and underwriting and help you make the best decision.

We pride ourselves on being there for our clients when they need us. This means having the most suitable policy in place and advocating for our clients at claim time to get the best outcome.

Life Insurance

Life Cover provides a lump sum payment in the event of death or terminal illness.

Once in place you can rest assured that you have done the right thing for you and your family. It is important to revisit your cover amount if your circumstances change.

Mortgage Protection Insurance

Mortgage Repayment Cover provides a financial back stop should you become disabled as a result of sickness or injury.

This is a monthly benefit designed to cover either mortgage repayments or part of your lost income.

Income Protection Insurance

Income Protection provides a financial backstop should you be disabled as a result of sickness or injury.

This is a monthly benefit designed to compensate your income until you are able to go back to work.

Redundancy Protection Insurance

Redundancy Cover is a monthly benefit to cover your mortgage repayments, rent or household expenses in the case of redundancy for up to six months.

Trauma (Critical Illness Insurance)

Trauma Cover provides a lump sum payment in the event you suffer one of the approximately 50 conditions such as cancer, heart attack or stroke.

Trauma Cover gives you financial freedom and your family security, at a time when your health has been seriously affected.

Total & Permament Disability Insurance

Total and Permanent Disability (TPD) Cover provides a lump sum payment should you completely lose your ability to ever work again (or carry on your normal tasks, if you are not employed), as a result of illness or injury.

Health Insurance

Private Medical Cover provides the funding to enable you to have private medical treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system.

Business Insurance

Covers shareholder agreements, buy/sell cover, death of a shareholder.